Cookie Policy

What Are Cookies and Tracking Technologies?

Cookies are small text files that websites place on your device to store information about your visit. Think of them as digital breadcrumbs that help websites remember your preferences and provide a more personalized experience. At lightnarlix, we use various tracking technologies including cookies, web beacons, and similar tools to enhance your budget analysis experience.

These technologies work behind the scenes to make your interaction with our platform smoother and more relevant to your financial goals. When you visit lightnarlix.com, these tools help us understand how you use our services, remember your settings, and provide insights that can improve your budget management journey.

Types of Tracking Technologies We Use

How We Use Tracking Information

The information we collect through these tracking technologies serves several important purposes. We use it to maintain the security of your account, ensure our platform runs smoothly, and provide you with relevant financial insights tailored to your specific needs.

For instance, when you set up custom budget categories, our system remembers these preferences so you don't have to reconfigure them each time you visit. We also analyze usage patterns to identify which features are most helpful for Australian users, allowing us to continuously improve our budget analysis tools.

Specific Uses Include:

• Maintaining your login session and account security
• Remembering your budget categories and financial goals
• Providing personalized spending insights and recommendations
• Improving our platform's performance and user experience
• Delivering relevant educational content about personal finance
• Ensuring compliance with Australian financial regulations

Managing Your Cookie Preferences

You have control over how cookies are used on your device. Most web browsers allow you to manage cookie settings through their preferences or settings menu. You can choose to accept all cookies, reject certain types, or be notified when cookies are being set.

Keep in mind that blocking essential cookies may affect your ability to use certain features of our platform. For example, you might need to log in repeatedly or lose your personalized dashboard settings. However, you can still access our basic budget analysis tools even with some cookies disabled.

Browser Controls:

• Chrome: Settings > Privacy and Security > Cookies and other site data
• Firefox: Settings > Privacy & Security > Cookies and Site Data
• Safari: Preferences > Privacy > Manage Website Data
• Edge: Settings > Cookies and site permissions > Cookies and site data

Data Retention and Your Rights

We retain tracking data for different periods depending on its purpose. Essential cookies typically expire when you close your browser, while some functional cookies may last up to 12 months to maintain your preferences. Analytical data is generally aggregated and anonymized within 26 months.

As an Australian user, you have rights regarding your personal data under the Privacy Act 1988. You can request access to information we hold about you, ask for corrections, or request deletion of certain data. For tracking technologies specifically, you can withdraw consent at any time through your browser settings.

Third-Party Services

We work with trusted third-party services to enhance our platform's functionality. These may include analytics providers, security services, and educational content partners. Each of these services may use their own tracking technologies, subject to their respective privacy policies.

We carefully select partners who meet Australian privacy standards and share our commitment to protecting user data. However, we recommend reviewing the privacy policies of any third-party services you interact with through our platform.